Appolonia City and First National Bank forge landmark partnership

In a landmark collaboration poised to redefine Ghana’s housing and investment landscape, Appolonia City, Ghana’s fastest-growing, master-planned new city, has entered into a strategic partnership with First National Bank (FNB) Ghana. The alliance represents a major step toward addressing Ghana’s estimated two-million-unit housing deficit and fulfilling a shared vision — to make property ownership accessible, secure, and rewarding for every Ghanaian.

Located just 25 kilometres from Accra’s Central Business District, Appolonia City is an integrated, mixed-use urban enclave designed for modern living and enterprise. Spanning residential, commercial, and industrial precincts, the city offers a complete ecosystem—ranging from affordable and mid-range housing to premium residences, business parks, and industrial zones. With world-class infrastructure, green open spaces, schools, healthcare centres, and retail amenities, Appolonia City represents the future of sustainable urban development in Ghana.

Through this partnership, First National Bank Ghana is extending tailored home-financing solutions to help more Ghanaians and diaspora clients buy, build, or invest within Appolonia City. The bank’s comprehensive range of products includes Land Purchase Loans, offering up to 60 percent financing on serviced, titled plots, Home Construction and Completion Loans for clients who already own land in Appolonia City and wish to build or finish their homes—these loans are disbursed in stages to align with construction progress, providing flexibility and financial control; and Equity Release Loans, which allow existing homeowners to unlock up to 70 percent of the value of their property to finance new real estate purchases within Appolonia City.

This means that individuals who already own homes can leverage the equity in their current properties to acquire land, invest in a new home, or develop property in one of Ghana’s most secure, master-planned communities. With dedicated mortgage specialists, transparent processes, and flexible repayment structures, First National Bank ensures that property ownership is attainable, affordable, and stress-free.

“This partnership presents more than financial support — it is a defining milestone in Ghana’s journey toward inclusive growth,” said Perminas Marisi, Rendeavour Ghana’s Country Head and Managing Director of Appolonia City. “Together with First National Bank, we are turning the dream of home and land ownership into reality for many Ghanaians, while shaping communities that will stand as enduring symbols of progress, stability, and national pride.”

Echoing this sentiment, Kojo Addo-Kufuor, Executive Head of Mortgage Business at First National Bank Ghana, stated: “At FNB, our goal is to empower Ghanaians to build wealth through property ownership. Partnering with Appolonia City allows us to offer customers secure, high-value real estate opportunities supported by verified title and flexible home-loan options. Whether you’re buying land, constructing a home, or leveraging your property to invest further, this partnership provides peace of mind every step of the way.”

This collaboration comes at a pivotal moment in Ghana’s real estate and economic evolution—when growing aspirations meet the need for accessible, credible, and high-quality developments. Together, Appolonia City and First National Bank Ghana are providing verified, litigation-free titles for every property, peace of mind through the backing of two trusted institutions, flexible financing tailored to diverse income levels, and dedicated support for diaspora clients purchasing or building remotely.

From vibrant residential neighbourhoods and dynamic commercial precincts to expansive industrial lands primed for growth, Appolonia City offers unmatched opportunities for living, working, and investing. With First National Bank’s flexible land purchase, construction, and equity release financing solutions, there has never been a better time to own your piece of Ghana — confidently, securely, and with peace of mind.